Thousands of People travel every year, most of them have an incident-free experience.

But sometimes things can go wrong. Your best-laid trip plans can be upset by a number of problems. You might get caught up in civil unrest, natural disasters or even acts of terrorism. Theft, accident or illness can affect you or those who travel with you.

Even simple matters like losing or damaging your passport can spoil your trip. Some problems are impossible to foresee or avoid. But by planning ahead, and by arming yourself with the right information, you can reduce the risks you might encounter.